Loans

Unlock the Value of Your Crypto.
Our crypto lending platform allows you to borrow fiat currency by using your crypto assets as collateral.

How Lendbit Loans Work

With our secure, flexible, and accessible crypto-backed loans, you can access fiat currency for any financial need.

Apply for a Loan

Specify your loan amount, desired terms, and crypto assets you want to use as collateral.

Collateral Lock

Once approved, your crypto asset is securely locked in our platform.

Get Your Loan

Receive your loan directly to your prefered destination, in fiat or crypto.

Flexible Repayment

Repay the loan on your terms, and once it's fully paid, your collateral is unlocked and available again.

Apply

Loan Details

Amount

Borrow up to 80% of your collateral value (depending on the asset type).

Interest Rate

Daily interests as low as 0.114%, accumulating to 0.8% weekly.

Collateral

Wide range of accepted cryptocurrencies, including volatile and stable assets.

Loan Term

We offer flexible repayment options to fit your schedule and budget.

Loan-to-Value (LTV) Ratio

- Volatile assets (e.g. BTC, ETH): 60%
- Stable assets (e.g. USDT, BUSD): 80%

Loan Examples

Loan Amount	Collateral	LTV Ratio	Collateral Amount
$6,000	BTC (Volatile)	60%	$10,000 in BTC
$8,000	USDT (Stable)	80%	$10,000 in USDT

Get Loan

Repayment Options

Flexible Repayment: Repay your loan at your own pace, with flexible repayment terms
Grace Period: 4-day grace period for new loans, allowing repayment without interest

Security

Industry-Leading Security: Our platform employs advanced encryption techniques and follows best practices in cybersecurity to protect your collateral at all times
Collateral Protection: Your collateral is securely locked and protected until repayment